Interesting Times Edition

Since businesses are closing and several people are getting laid off, lots of inquiries are coming in on how to deal with your lender for mortgage relief during this time. I thought I would send out some links and info for all the lenders, so you can see your lenders process. They are wanting clients to deal direct since they take each scenario on a case by case.  Please be mindful they are getting slammed with inquiries and are doing the best they can to get back in a timely manner. Please be patient.

It’s important to note that these aren’t federal programs offering relief. In most cases, your lender will likely extend the amortization period and adjust the interest accordingly. If you are in a position where you don’t need any mortgage relief and cash flow isn’t an issue then you’re better off maintaining your current payment schedule.


We are also updating with local businesses that are offering essential services and protecting their staff and clients with sanitization while servicing


Unemployment insurance for business owners it is under the medical sickness benefit. You don’t need a doctor’s note. It is for all people impacted by the virus

Relief for Mortgagors

CMLS Financial:

Coast Capital:

First National:

Interior Savings Credit Union:

Verico Lifecycle: If you have clients expressing concern, please have them reach out to our team at 1-855-805-7107 and we will work with them to provide a solution.





National Bank:

Scotia Bank:

TD Bank: TD hotline for deferring mortgage payments 1 888 720 0075

Valley First Credit Union:

RFA / Street Captial:



Equitable Bank:







Kelowna and West Kelowna Businesses Open and Offering Essential Services

Car Craft Automotive -Pickup of your vehicle, sanitize and return to your home or office after service. Vehicles are sanitized before and after. Payment by etransfer or phone.


Thanks for reading and please share this with family or friends thinking of buying or selling

Andrew Smith - RealtorLiving in Kelowna,
Andrew Smith
Royal LePage Kelowna

1-1890 Cooper Rd, Kelowna, BC V1Y 8B7
250-979-8066 or Toll Free 1-877-330-5884
Follow me on Twitter @smithap01

For more information